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Terms of use

Last updated November 2026

01

Brokerage disclosure

Ontario Finance Centre is a vehicle finance brokerage, not a lender. We do not lend money and we do not guarantee approval. Any credit is provided by a third-party lender under that lender's own terms.

02

Estimates are not offers

Payment figures shown on this site are illustrations based on a typical approved rate and are provided for planning only. They are not an offer of credit and do not bind any party.

03

Your responsibilities

You must be at least the age of majority in your province, hold a valid licence, and provide accurate information. Applications containing false details will be declined.

04

Our fee

We are compensated by the lender when a loan funds. You are not charged an application or brokerage fee.

05

Governing law

These terms are governed by the laws of the province in which the applicant resides and the applicable federal lending legislation of Canada.